• Who Should Know You Are Moving Home?

    art-8Moving house is one of the most stressful things you will ever do. In the stress of a move, you may have overlooked the fact that you really need to let people know where you are going, and some people need informing earlier than others. There are many people, businesses, and personal contact who will need to know when you are making your move and where you are going to, so it’s important to think of these before you start the moving process to avoid any hassle and complications once you have settled into your new home.  In the article below we list the groups of people you need to inform of your relocation and when you should let them know.

    Friends and relatives

    240You should inform your friends and relatives of your new address and location in case of emergencies. They may also be a great help and offer a helping hand with the move! Many members of your family or friendship groups are wonderful at looking after pets and children when you are in the midst of a move, so it’s a good idea to let them know as soon as you plan your moving date, in order that you can take all offers of help. You may even find that someone has a van you can use, and you surely will have some that can help with the lifting of heavy furniture. You may offer to return the favour when they move, or you could think about thanking them with a party or meal afterwards, once you are all settled in.

    Bank or Building Society

    242It is important to inform your Bank or Building Society of your new address as soon as possible so that any important correspondence and statements are sent to your new address from the day that you move to avoid any private and confidential mail being opened by the new people living in your old property. We all need to be security conscious in this day and age, and if you look at the newspapers these days, there are incidents of identity theft reported almost daily. Once you have informed your bank or building society, usually by visiting the branch, its often a good idea to visit the post office and put a redirection plan into action. This will ensure any mail in the crossover period is sent to your new address. Usually this period is about 6 weeks, so you can be sure to have made arrangements to change your address with most people during this time.

    Credit Card & Loan Companies

    In order to avoid any inconvenience and any statements or private mail being read by the new occupiers of your old property, it is best to inform your credit card or loan provider of your new address in advance. The last thing you want is an unexpected bill after you have moved into your new home, because you hadn’t received the last one in the post.  Again, make sure you visit the post office in order to inform them you require the crossover period of redirection.

    Taxes and HMRC

    143To avoid being overcharged for things like Council Tax, it is important to inform your local tax office of your new address as soon as possible. When it comes to things such as tax returns, you can update most of these details online so you should not have too much of a problem with doing this. The Tax credits office, if applicable will also need to be informed. Remember, it is always YOUR responsibility to inform the tax offices of any change in details, and this will ensure you stay on the right side of the taxman.  When contacting your local Tax Office you will need to provide the following pieces of information:

    • Your old address
    • Date you are leaving
    • Your new address
    • Name of the new owner/occupier of your old address (if you have it)
    • Name and address of the solicitor dealing with the sale of the property (if applicable)

    Insurance Companies

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    Home Insurance

    It is important to contact both buildings and contents insurance providers and inform them of your new address so that they can move your current plan to the new house or amend it accordingly. You may find your bills are amended depending on the value of your property, and you need to take this into account.  You might want to ask about movers insurance whilst you are in the process of moving, in order to protect your most precious or delicate items. Your home insurance provider should be able to help you find a policy to suit you.

    Car Insurance

    You need to make sure that your car insurance moves with you. If moving out of the area it could affect your premium. Failing to keep your correct details updated could result in your insurance being void should you have an accident. Everyone needs to ensure that the details on their policy are correct at all times, as if there were an unforeseen accident, you would need to ensure you were covered at your new address.

    Life Insurance

    Again, where you live can have an effect on your life insurance premiums, and you should contact your life insurance provider as soon as you know you are moving. Your policy might need updating and your policy price might change as a result. It would be terrible if anything were to happen to you and your family or beneficiary were not able to be paid out.

    Health Insurance

    Health insurance policies need to be updated also, in order to reflect your new address and contact details. If you were ever in ill health and needed to arrange medical treatment, then the last thing you would want to do when you’re ill, is to wrangle with your health insurance company about your policy, so its best to do this ASAP.

    Utilities

    147In order to avoid any extra charges from the utilities make sure you advise them of the date you are moving and your new address. Make sure you make a note of your meter readings to give to each of the utility companies so they can accurately calculate your last bill. If you can take photographs of the meter reading this can also be helpful to avoid any arguments.

    • Gas board
    • Electricity board
    • Water board

    This is an ideal time to look for a good alternative deal on your energy provider too. There are many websites out there that can help you to get the best deal on your utilities and you could save some money!

    Mail Redirection

    Don’t forget to have your mail redirected in order to avoid your important correspondence falling in to the wrong hands. It would be terrible to miss an important piece of mail, or perhaps a personal piece from a loved one, as they took some time to recall that you have moved.  Perhaps you entered a competition and won, these items of mail can take some time to come through and it’s a great idea to get this sorted in order to make sure you keep your mail safe. Go to www.royalmail.com for further information on how to have your mail redirected.

    Internet Service Provider

    Make sure you call your internet service provider and let them know you are moving and ask for your final service bill. You may want to consider asking if you can move your current services to your new address to avoid any new set up fees if at the new house, if your require internet services there. You may need to provide them with over the phone, so its important to have all this information on hand when you make the call. It’s a good idea to be able to renegotiate your service plan to benefit your loyalty with staying with the same provider. Alternatively, you could shop around and find a provider that will give you a good deal as a new customer.

    TV Licence

    Make sure you inform the TV Licencing agency about your new address and if you require a licence at your new house, give them your moving date so they can provide you with an up to date licence from that date. It is an offence to knowingly watch TV without a licence, and could land you a fine, so make sure you get this done.

    News Agent

    If you currently have a newspaper delivered by your local newsagent make sure you inform them that you are moving well in advance to avoid any extra charges. Alternatively, if you are moving to a new house in the same area give them your new address and the date you are moving so you can get your newspaper sent to your new house. If you are moving out of the area, your newsagent may be able to provide you with a delivery service contact in your new area.

    Driving and Vehicle Licensing Agency (DVLA)

    You will need to inform the DVLA of your new address to update your driving licence. It is also important to send the DVLA the V5 part of your car registration so that they can update your new address details and send you a new one. This is imperative, as if your vehicle is not registered to your address, you can get in trouble.  You will also need to receive car tax updates via mail, so if you don’t want to fall foul of the law, then you should definitely get this done.

    Health Professionals

    148It is important to update your details with all of your health professionals so that they know where to write to for appointments etc. You may want to consider changing surgery if moving out of the area.

    • Doctors
    • Dentist
    • Opticians
    • Vets

    You can visit the NHS website if you are an NHS patient and this will provide you with an up to date list of all surgeries in your area in order to see who you could register with.  For private patients, ask your current doctor for a recommendation.

    Professional Services

    150If you are moving office be sure to inform all of your professional advisors about your new location. You should also send out mail shots and e-mails to your customers and change the details on your website.

    • Advisors
    • Solicitors,
    • Accountant
    • Stockbroker
    • etc

    The last thing you want to do is lose out on business through moving!

    Mail Order Companies

    If you regularly sell or purchase goods, you may want to inform your mail order company of your new address so that no parcels are delivered to the wrong address. The mail redirection should help with this, but you will also need to update any sales websited with yout new address details so that they can update their systems. Remember also, your credit card used to pay for goods will need changing so it is registered to the correct address.  So when you go onto one of these sites, update invoice address as well as delivery address.

    Sports Club

    If you are a member of any sports clubs or gyms and are moving out of that area you may want to enquire if they have any branches more local to your new address. If it’s a gym membership you’re amending, make sure you let the gym know, as often renewal forms are sent out yearly, and you also don’t want to miss out on any special offers that may come in the post.

    Parking Permit

    If you require a parking permit for your new address make sure you apply well in advance with your local authority. You may need to apply direct to you Private Residence Scheme. You should be able to find out more details from your Local Authority.

    Summary:

    So in conclusion, it’s a good idea to keep this list of people on hand if you are moving house.  It will avoid you much stress once you’re all settled into your new home, and you will know that all your important mail and documents are all up to date and safe. Good luck in your move!

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